The villa we stayed at in Croatia had a swimming pool, and of course there were also beaches that others went to. I brought no bathing suit. When we took our Italian vacation some years back I did take one and never put it on so I decided it was stupid to bother. This time, though, I sat by the pool and dangled my feet in and there was a part of me that wished I had a suit.
I guess I have time to ponder that one.